Payments

How do I pay for an EffortMart purchase?

EffortMart offers multiple payment methods for your convenience. Whatever your chosen online payment method, you can be assured that EffortMart’s trusted payment gateway partners use secure encryption technology to protect your transaction details at all times.

You can pay using Internet Banking, Gift Cards, Cash on Delivery (C-o-D), or Wallet.

EffortMart also accepts payments made through Visa, MasterCard, Maestro, and American Express credit/debit cards from India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on EffortMart?

There are NO hidden charges when you make a purchase on EffortMart. The prices listed for all the items are final and inclusive. The price shown on the product page is exactly what you will pay.

Delivery charges may vary depending on the seller’s policy. Please check the seller’s page for details. For orders from EffortMart’s own sellers, delivery charges are waived for orders above ₹499.

How do I pay using a credit/debit card?
EffortMart accepts payments made via credit/debit cards issued in India and 21 other countries.

Credit Cards
We accept payments through Visa, MasterCard, and American Express credit cards.

To pay using a credit card at checkout, you will need to enter your card number, expiry date, and the three-digit CVV number (found on the back of your card). After entering these details, you will be redirected to your bank’s secure page to enter the 3D Secure password for further verification.

Debit Cards
We accept Visa, Rupay,MasterCard, and Maestro debit cards.

To pay using a debit card at checkout, you will need to enter the card number, expiry date (optional for Maestro cards), and three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

Please note that internationally issued credit/debit cards cannot be used for Wallet, e-Gift Voucher (eGV), and top-up payments.

Is it safe to use my credit/debit card on EffortMart?
Yes, your online transaction on EffortMart is secure with the highest levels of transaction security available. EffortMart uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on EffortMart are processed through secure and trusted payment gateways managed by leading banks. Banks use 3D Secure technology for online transactions, providing an added layer of security through identity verification.

What is Cash on Delivery (C-o-D)?

If you’re not comfortable with online payment on EffortMart, you can choose the Cash on Delivery (C-o-D) option. With C-o-D, you can pay in cash at the time of delivery, directly to the delivery person, without needing to make any advance payment online.

The maximum order value for Cash on Delivery is ₹50,000. Please note that C-o-D is a cash-only method, and Gift Cards or store credit cannot be used for C-o-D orders. Foreign currency is not accepted; only Indian Rupees can be used for payment.

What is a 3D Secure password?
The 3D Secure password is a security feature used by Visa and MasterCard in partnership with issuing banks under the “Verified by Visa” and “Mastercard SecureCode” services.

This password adds an extra layer of security for online credit/debit card transactions. It is a password that you create and know only, ensuring that only you can use your card for online purchases.